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mustangs7777 asked:


Police watched video and went to home ower where they live down the street -and owner of other car confess to police that they hit and ran from acident – but here in Michigan we have a no-fault law – My daughters car only has PLPD insurance which means its not covered for any thing but driving it and being insured in Michigan – So How do We make them Pay for All the damages to car -its probable $3,000 worth of damage -HELP

Posted by admin on July 18, 2011 at 9:24 am under Security Cameras.
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Police watched video and went to home ower where they live down the street -and owner of other car confess to police that they hit and ran from acident – but here in Michigan we have a no-fault law – My daughters car only has PLPD insurance which means its not covered for any thing but driving it and being insured in Michigan – So How do We make them Pay for All the damages to car -its probable $3,000 worth of damage -HELP

By: mustangs7777

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Posted by admin on June 22, 2011 at 5:14 pm under Security Cameras.
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Should I be interested in home security safes, aren’t they for wealthy people? Everyone has personal valuables, cash and jewelery, sentimental items that are irreplaceable, computer data discs and documents, which need extra protection in the event of burglary or fire. E.g. your home inventory of assets would prove invaluable in the event of an insurance claim.

OK- so what do you look for in home security safes do I need? First of all, assess your requirement in liaison with your insurance company, using the following guidelines. List the items you want to protect and their total value then consider whether it is advisable to keep them at home at all. Large sums of cash should really be kept in the bank. Total volume or size of the articles. The locking system you prefer i.e. key lock, combination only lock, electronic locks. Type and location of safe, under-floor, wall or free standing. Existing security measures you have taken. It is very important to purchase a home security safe that is matched to the value it has to protect. There are two basic types of security safe available burglary and fire resistant Home security safes help in getting insurance. Burglary Resistant — intended for cash & valuables. (Safes recognized standard.

LPS1183 Loss Prevention Certification) The cash rating on a safe will help you decide the grade of the safe you need. Most insurance companies recognize the ‘cash rating’ grade, of 10 times cash rating for material contents. Safes designed for homes would be at the lower end of the scale. The security offered by a home security safe depends upon: — The strength of its walls and doors, The strength and complexity of its locking mechanism and Its resistance to being removed This category covers home security safes and filing cabinets that are tested for fire, which guarantees that documents stored inside will withstand fire for the period tested. Fire Resistant- devised to protect valuable documents (wills, share certificates, deeds etc.) and computer data-storage media in case of fire.

Fire Resistant Document and data home security safes. Do you store your valuable back up computer disks/CD’s at home? Then you need a safe or filing cabinet tested for fire, which guarantees that computer data media and documents stored there, will withstand fire for the period tested. Computer media requires special protection to keep the temperature at a much lower level, because they are plastic based and melt at a much lower temperature than that at which paper starts to burn. Home security safes will know doubt give you peace of mind, both when you are at home and when you are on vacation. From a personal point of view you will be sure that you have made the necessary arrangements to give your valuables and important documents as much protection as you can.

By: Agnes Lamont

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Posted by admin on January 23, 2011 at 6:44 am under Home Security.
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Car alarm system is one of the most important and must have accessories of your car. This device should be installed in your vehicle in order to discourage the theft of the vehicle or the parts or its contents. This device produces a high volume sound usually of a siren or recorded warning in verbal.

You cannot be around your vehicle all the time and your car alarm system enables you to move away from it without worrying about its security and your belongings. These are very important device and hence they should be chosen with great care and attention.

The car alarms are available in two types such as Passive and Active alarms.

Passive alarm is a one which gets activated automatically. It gets activated as soon as the ignition of your vehicle is shut off and the doors are locked, this type of security system sets itself. This type of security device is named as passive one as the driver does not have to take extra care for setting it up or to arm it. If you are using a passive alarm device for your vehicle, then you could probably get some discount on your insurance.

Active alarm is a device which is activated by pressing the transmitter button for arming and for disarming the system.

Further they are classified into three systems which can be used in any type of vehicle. The first type is one which includes audible security type, second one is an inaudible paging security type and the third one is the ignition immobilizers.

The Audible security is the one which alerts the people or the car driver when someone else who does not have the authority gets into the vehicle. These alerts are made with the help of car alarms installed in it. They also exhibit a panic button which sets off the alarm. Generally most of the vehicle owners avoid installing them into their vehicles as they produce a great noise.

Most of the car owners prefer to install an inaudible system as they do not produce great sounds. Instead of making noise, these devices page the owner electronically and inform them about the intruders.

Another new version of security system is the ignition system immobilizers. This is one of the latest types of security systems which prevent any sort of vehicle theft. In order to make your car security devices more efficient and influential, the best kind of audio should be used in your vehicle.

For gaining optimum security and functionality, the combination of one or more than one security equipments should be used. The immobilizer device can be combined with the inaudible paging types so that the owner or the driver of the car would get information about the breach.

Likewise, the audible system can also be combined with the locking system of gear or steering. The car security system should be selected depending upon the needs and requirements of the owner of the car.

Installing a security device is one of the best ways of taking care of your beloved vehicle and these should be installed before installing a music system in it.

By: David Urmann

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For more information on Car Alarm Systems and Types please visit our website.



Posted by admin on December 5, 2010 at 6:43 pm under Alarm System.
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Home security systems are becoming a vital part of any residence. Crime is always on the increase, and protecting your home with a security system is becoming cheaper and much easier, with user friendly systems – even with do it yourself equipment.

There are many different systems to choose from, and many experienced and approved providers that will select, install, monitor, and maintain your system. You can have a simple system that has coverage of say three to six areas, with one code pad or you can have many code pads throughout the house, many coverage/sensor points, coupled with cameras and digital video recording and monitors.

You can even have a system that is home automated intelligence. This means that all electronics and security systems throughout your home can be managed from a single keypad or mobile phone. You can have cameras that record back to your laptop at work, mobile phone, or a receiving monitor/screen in your vehicle.

I suggest that everyone have at least a simple system that can sound an alarm if your home is breached. Not only do you have something in place for a possible break and enter, but you also lower your insurance premiums and increase confidence and peace of mind when you leave your home unattended.

Having a security system reduces the chance of break-in; having a monitored system reduces this even further.

But first things first

1. Let’s start with why you want a security system, and what you want the system to do. Make sure you know the answers to these two questions, as it will save you time and money in ensuring that you get the correct system to suit your needs.

2. How much do you need to spend? This usually goes hand in hand with what you are protecting – house, family and/or possessions. Always buy the best that you can afford, you can often regret going for the cheapest system as it will generally cost you more in the long run. Having a well priced and effective system means that you can add functionality in the future, and upgrade to suit your needs. This is also a very good selling point should you sell your property.

Choose a consultant

A consultant may be an independent contractor or from a systems company. Their aim is to complete an assessment of your home, identify what you are protecting, and establish your budget. This will tell you what you need to suit your specific circumstances.

There are a number of system options that may suit you:

Systems with motion sensors (PIRs)

Motion sensors pick up any movement in a designated area, and report back instantly to your security system. This will trigger the alarm. If you have animals, you can choose the type that recognizes animals (pet friendly). These enable you to have pets inside during the day and night without triggering the alarm.

Wireless and wired

Combining the two will ensure not only reliability, but will allow for the ability to add and upgrade at any time. If the power is cut by an offender, the back up battery will take over so that your home is still secure. Therefore, ensure that you have purchased an approved back up battery system which should last at least 48 hours.

Depending on what you have purchased, you may find that your security system has the capability to send the monitoring company a ‘tamper’ alarm message if your power or phone line has been cut. With today’s technologies almost any alarm configuration is possible.

The wireless system may also have the capacity to send a tamper message to the monitoring company. This needs to be confirmed with the installer and system company. Do not take anything for granted with home security systems, as there are many varieties on the market with different capabilities.

By: David WB Turner

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Need some help? Foresight Security planning was created for you. An easy to understand and use security advice and consultancy service, which also has online security advice via our email or phone.

Small – Large Business, Families, Over 55′s, Women, Children and Travel Security Advice. Be secure now.

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Posted by admin on November 12, 2010 at 1:53 pm under Home Security.
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Every year more and more homeowners are experiencing one of their worst nightmares- a home burglary. Chances are that you know someone who has been burglarized, or maybe you have already been a victim. The best step to take to prevent your home from being burglarized is to invest in a home alarm. A home alarm system can make all the difference between peace of mind and the lack of it.

If you are considering purchasing a home alarm system, do your homework. A little bit of easy research is all that it takes to ensure that you get the best possible alarm system for your home. In fact, the first step that you can take is to call your local police station to get some basic information. Find out whether or not they will recommend any companies for the job. If so, check those companies out first.

Next, contact your homeowner’s insurance company. Inform them of your intention to acquire a home alarm system and ask if they have any suggestions or recommendations for types of systems or particular companies. Since a discount is often given to homeowner’s who have an alarm system installed on their home, ask how much you will save on your insurance cost and find out id this differs according to the type of system that you have installed. Even if the amount is minimal, it does make a difference to the total cost of your insurance in the long run.

When you begin your search in earnest, have a representative from each company that you are considering come out to your home for an inspection. Ask for their recommendation in writing along with the cost of the system.

Next, you will need to consider which windows and doors you would like to include in the alarm system. Some systems charge by the number of zones that have been integrated into the alarm system. Each window or door is typically identified as a zone. A basic alarm system may originally be set up for a maximum number of zones. Adding zones onto the system may be possible for an increase in price.

Additionally, remember that not all systems are manufactured in the same manner. Consider whether or not you want your system to be wireless. With a wireless system, no one needs to worry about drilling, unsightly holes, and wires to hide.

Moreover, homeowners need to think about acquiring a battery backup for the alarm system in the event of a power outage. Plus, find out if any additional fees are expected and how often the system will require maintenance. Likewise, check into getting a system with a remote control if that is something that you are interested in getting.

Homeowners will also need to make a choice as to whether they want to have a twenty-four hour monitoring service. Typically, a monthly fee is involved. With this type of system, once a break in is detected, the local police are sent to investigate.

Along with cost features, it is important to consider the family’s lifestyle when deciding which windows and doors to target. Do you have pets? Do the pets frequent particular areas that may interfere with setting up the system in particular zones? What about family members? Will placing an alarm in certain areas cause problems or difficulties?

All of these factors need to be taken into consideration when deciding the location and type of sensors that will be used. Homeowners will do well to select a system that can meet all of their needs. Moreover, it is wise to select a system that can monitor each zone in a single location such as the control panel.

Determine the location for your control panel. Typically, two separate control panels and keypad sets are available; therefore, you will need to decide on two separate locations. The most common locations for control panels are the front door area and the master bedroom area. The control panel is in control of the system, while the keypad allows programming of the system. The keypad also allows the homeowner to turn the system on and off.

When selecting the code to be used for access to the system, a family friendly code, or one that is familiar and readily recalled by the entire family is the best choice. Remember that it might be needed during an emergency, so don’t make it too difficult.

A home alarm system can protect your home and loved ones from the unthinkable. It is a small price to pay for peace of mind. Begin your search today.

Posted by admin on November 9, 2010 at 4:47 pm under Alarm System.
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Do You Have An Alarm System?

You can save as much as 5% on your homeowners insurance by installing a home alarm system. Typically the more powerful and sophisticated the system is the more you can save on your premium. It’s possible with some insurance companies to save as much as 10-20% a year.

Deadbolt = Worry Free

It’s a simple and highly effective way to protect against break-ins and it can save you as much as 5% a year in many cases on your premium. The more ways you can show the insurance company that you are protecting your home, the more willing they will be to discount your policy.

Shatterproof Windows, They Don’t Break!

These types of windows can make it quite difficult for a burglar to gain entry to your residence compared to a standard window. To lower your premiums these windows would usually need to be installed on the first floor which is where most break-ins occur. Also, tying these windows into your home alarm system through glass break monitors can lower your premium farther.

Burglar Bars Save You Money, But What The Heck Are Burglar Bars?

These prevent someone from being able to gain entry to your residence through a window. While they may not be the most pleasant to look at, they are highly effective and can save you money. Think medieval times, with wrought iron bars.

Motion Sensing Illuminators

These are light systems on the outside of your home that upon sensing motion immediately light up a designated area that is typically near an entrance. These can not only be helpful for you for easy entry to your home in the nighttime, but they can also scare off a would-be burglar. In addition, a home alarm system can plug in to these as well to alert you to motion around your property and at key entry points to your residence.

The insurance company wants to know everything.

In exchange for your hard work and investment in the safety of you property and family, they are willing to discount your premiums. Talk to your local homeowners insurance agent about how a home alarm system can save you money.

By: Tom Lustina

About the Author:

For more information, read Save with Home Alarm Systems.

InsuranceAgents.com provides consumers with immediate access to homeowners insurance quotes, articles, and comparisons.



Posted by admin on September 1, 2010 at 5:40 pm under Alarm System.
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Do You Have An Alarm System?

You can save as much as 5% on your homeowners insurance by installing a home alarm system. Typically the more powerful and sophisticated the system is the more you can save on your premium. It’s possible with some insurance companies to save as much as 10-20% a year.

Deadbolt = Worry Free

It’s a simple and highly effective way to protect against break-ins and it can save you as much as 5% a year in many cases on your premium. The more ways you can show the insurance company that you are protecting your home, the more willing they will be to discount your policy.

Shatterproof Windows, They Don’t Break!

These types of windows can make it quite difficult for a burglar to gain entry to your residence compared to a standard window. To lower your premiums these windows would usually need to be installed on the first floor which is where most break-ins occur. Also, tying these windows into your home alarm system through glass break monitors can lower your premium farther.

Burglar Bars Save You Money, But What The Heck Are Burglar Bars?

These prevent someone from being able to gain entry to your residence through a window. While they may not be the most pleasant to look at, they are highly effective and can save you money. Think medieval times, with wrought iron bars.

Motion Sensing Illuminators

These are light systems on the outside of your home that upon sensing motion immediately light up a designated area that is typically near an entrance. These can not only be helpful for you for easy entry to your home in the nighttime, but they can also scare off a would-be burglar. In addition, a home alarm system can plug in to these as well to alert you to motion around your property and at key entry points to your residence.

The insurance company wants to know everything.

In exchange for your hard work and investment in the safety of you property and family, they are willing to discount your premiums. Talk to your local homeowners insurance agent about how a home alarm system can save you money.

By: Tom Lustina

About the Author:

For more information, read Save with Home Alarm Systems.

InsuranceAgents.com provides consumers with immediate access to homeowners insurance quotes, articles, and comparisons.



Posted by admin on July 18, 2010 at 4:29 am under Alarm System.
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Do You Have An Alarm System?

You can save as much as 5% on your homeowners insurance by installing a home alarm system. Typically the more powerful and sophisticated the system is the more you can save on your premium. It’s possible with some insurance companies to save as much as 10-20% a year.

Deadbolt = Worry Free

It’s a simple and highly effective way to protect against break-ins and it can save you as much as 5% a year in many cases on your premium. The more ways you can show the insurance company that you are protecting your home, the more willing they will be to discount your policy.

Shatterproof Windows, They Don’t Break!

These types of windows can make it quite difficult for a burglar to gain entry to your residence compared to a standard window. To lower your premiums these windows would usually need to be installed on the first floor which is where most break-ins occur. Also, tying these windows into your home alarm system through glass break monitors can lower your premium farther.

Burglar Bars Save You Money, But What The Heck Are Burglar Bars?

These prevent someone from being able to gain entry to your residence through a window. While they may not be the most pleasant to look at, they are highly effective and can save you money. Think medieval times, with wrought iron bars.

Motion Sensing Illuminators

These are light systems on the outside of your home that upon sensing motion immediately light up a designated area that is typically near an entrance. These can not only be helpful for you for easy entry to your home in the nighttime, but they can also scare off a would-be burglar. In addition, a home alarm system can plug in to these as well to alert you to motion around your property and at key entry points to your residence.

The insurance company wants to know everything.

In exchange for your hard work and investment in the safety of you property and family, they are willing to discount your premiums. Talk to your local homeowners insurance agent about how a home alarm system can save you money.

By: Tom Lustina

About the Author:

For more information, read Save with Home Alarm Systems.

InsuranceAgents.com provides consumers with immediate access to homeowners insurance quotes, articles, and comparisons.



Posted by admin on May 30, 2010 at 3:13 pm under Alarm System.
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You might have seen the commercial, in which a man tries to break into a house, but an alarm goes off and the burglar runs away. While the alarm is blaring, an operator from the home’s security system’s monitoring company calls the house to make sure everything is alright. That commercial communicates a powerful message about home security: an alarm isn’t always enough. You also need someone to monitor your alarm system.

Who needs alarm monitoring?

1) Seniors
2) Single parents
3) Kids home alone
4) Families
5) Small businesses

Benefits of security system monitoring:

1) Security alarm monitoring makes your home three to four times less likely to be burglarized. Why take the chance of not having security system monitoring?

2) You can save money. Not only will you prevent the costs associated with break-ins, but you can also save up to 20 percent on your homeowners insurance by having a security alarm monitor.

3) Security monitoring offers 24/7 peace of mind because it never takes a day off. Someone will always be watching over you and your family.

Make the most of your security monitor

Once you have a security system monitor, you will want to maximize its effectiveness. You might be surprised to find out how human error can flaw even the most reliable monitors.

Test them. Alarm system monitors should be tested regularly. You will want to test your system at least once a month but once a week is recommended.

Turn them on. What good is having a alarm system monitor if you never turn it on? Make sure your monitor is on at night and when you leave your house.

Tell people about your security system monitor. Lots of burglaries happen because neighbors and acquaintances know your habits and when you will be out of the house. By telling as many people as you can about your new system monitor, you reduce the chances of a break-in by someone you know.

Security system monitoring will give you the chance to relax and enjoy your vacation because you will know someone is carefully guarding your house and your possessions. You can be certain that you and your loved ones are safe from break-ins, fires, and medical emergencies because alarm system monitoring means you are never alone and help is just a phone call away.

By: Ralph Winn

About the Author:
Where you can find out more about Alarm Monitoring and articles on Home Security



Posted by admin on May 27, 2010 at 4:19 am under Alarm System.
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